Cigna TTK Health Insurance, a joint venture between U.S. based global health service leader, Cigna Corporation (NYSE:CI), and Indian conglomerate TTK Group, today announced the launch of an enhanced version of flagship health protection product ‘CignaTTK ProHealth Insurance’. The protection solution has been designed with added features for the Indian market to provide 360 degree health coverage. The product offers customers the unique benefit of combining health protection, wellness and health reserve to help them take more control over their healthcare expenses.
Cigna TTK’s ProHealth Insurance offers five different plans to provide choice of right health insurance cover for different segment of customers for their needs. Range of hospitalization cover starts from Rs. 2.5 lacs and goes upto 1 Crore. The policy provides unique benefit of Guaranteed Cumulative Bonus, which increases coverage under the policy by 5% to 10% of the Sum Insured every year, irrespective of claims across plans. Cumulative bonus can accumulate maximum upto 200% of your Sum Insured. The policy also comes with Unlimited Restoration of Sum Insured for unrelated illnesses/ injury in a policy year. With Increased Healthy Reward points upto 20% of premium you also save on renewal premium. In addition, the product offers inbuilt coverage of 546 day care treatments, along with a full coverage towards In-patient AYUSH Treatment.
ProHealth Insurance offers smart health wallet under Health Maintenance Benefit that takes care of regular out-patient medical expenses including consultations, medicines, diagnostics, dental care, alternative treatments and more.
Speaking about the policy offerings, Prasun Sikdar, Managing Director and CEO, Cigna TTK Health Insurance Company Limited said “We thoroughly understand that every customer has different requirements, hence we present an enhanced ProHealth plan that meets our customers’ unique health and wellness needs. The Product has 5 different protection solutions and multiple customization options to meet demand of various customer segments. At Cigna TTK, we have always believed in the power of the words – ‘Health hai toh life hai’. Our health plans have therefore been designed with added features to journey with our customers in times of illness and wellness